The Road Ahead is Wide Open with Our Transportation Division
IGP Specialty provides competitive insurance products and superior service to meet the needs of American truckers. We offer several programs through top-rated insurers available to fit the risk profile of a wide range of for-hire trucking firms. Our programs are currently available in Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Missouri, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia, West Virginia, and Wisconsin. Additionally, we offer expanded opportunities to place business nationwide beyond our standard program offerings.
Our underwriters understand the challenges and the tough insurance market the transportation industry faces, with tighter underwriting and rising insurance costs due to an increase in losses. Over the last decade or so, we have seen more accidents on the road because of greater congestion, a rise in distracted driving with cell phone usage, and a shortage of experienced drivers. The industry is also more vulnerable to a broader spectrum of risks, including extensive auto, technology, and supply chain liabilities, in addition to the regulatory and compliance exposures involved in the use of independent contractors.
Our team has the expertise, markets, products, and risk management to assist agents in securing coverage for their clients and mitigating risk.
The following coverages are available for the transportation industry (vary depending on state).
- Mileage haul classifications up to 500-mile radius maximum average radius
- Up to $1M CSL liability coverage
- Various coverage symbols available
- Small deductible options available
- Statutory UM/UIM (higher limits available)
- Statutory PIP/MedPay (where applicable)
- Trailer interchange
- MCS-90
- Monthly reporting available
- Fleet and non-fleet coverage available
- All radius classifications
- Stated value policy
- $1,000, $2,500, $5,000, and $10,000 deductible options
- Large aggregate deductible options available
- Monthly reporting of values available
- Agency-managed Master policy programs available (where qualified)
- Up to $250,000 Limit
- All radius classifications
- $1,000, $2,500, $5,000, and $10,000 deductible options
- Reefer breakdown coverage
- Restriction of commodities endorsement
- Tarpaulin requirement
- Monthly reporting available
- Third-party liability for permanently leased owner operators
- All radius classifications
- $500,000 CSL, $750,000 CSL, or $1,000,000 CSL
- Statutory UM/UIM (higher limits available)
- Statutory PIP/MedPay (where applicable)
- Agency-managed Master policy programs available (where qualified)
- Monthly reporting available
- No monoline GL
- Up to $2M General Aggregate Limit / $1M each occurrence limit
- Truckers Class Code – 99793
- Can write class codes 61224, 61226, 68706, 99917 or 99938 when written with Truckers GL class code
- Employee Benefits Coverage form available
- Designated Location(s) General Aggregate Limit form available
- Ohio Stop Gap Coverage form available
- Blanket Additional Insured and Blanket Waiver of Subrogation forms available
Chris Nelson
(214) 443-3297 | Send a Secure Email
Casey Marlow
(941) 444-1646 | Send a Secure Email